Advisory across the full payment system lifecycle.
From the first policy paper to the last quality-assurance sign-off, DGT covers the full journey — so nothing gets lost in the handover between strategy, architecture and delivery.
National strategy, oversight & regulation
Before a single requirement gets written, someone has to decide what the payment system is for, who regulates it, and how it will be paid for. This is where most modernisation programmes are won or lost.
- National Payment System (NPS) policies and strategies
- NPS oversight and supervision frameworks
- Payment Utility business models
- Payment System Operator business model and feasibility assessment
- Payment and market infrastructure regulations
- PFMI assessment
- Scheme rules
- National QR Code Standard
National Payment systems and CSD Design
Architecture decisions made in year one are lived with for a decade. Our architects have designed and implemented the systems they now specify, so the design accounts for what operations will actually face at 3am.
- Financial Market Infrastructure Business, functional and non-functional requirements
- Domestic & regional payment system, Overlay Services and CSD design and implementation
- Payment system technical infrastructure architecture definition
- Security, trust and availability model development
- IT and Digital Operating & Governance models
Procurement, QA & project delivery
A good design still has to survive an RFP, a vendor negotiation, and eighteen months of build. We stay in the room for all of it — the same specialists who write the business case also sign off the QA.
- Build-or-buy decisioning
- Requirements definition and RFP process management
- Functional (business) and non-functional (technical) alignment
- Document and implementation quality assurance
- Project management and solution delivery
CBDC, cross-border & FMI integration
Domestic systems don't stay domestic for long. Cross-border scheme rules, CBDC pilots and FMI integration are where interoperability gets tested against the rest of the world — and where mistakes are hardest to hide.
- Domestic, Cross-border, Retail and wholesale CBDC
- Payments business innovation, strategy, transformation, scale-up and launch
- Cross-border and regional FMI design and implementation
- FMI integration, including regional integration of market infrastructures
Three ways to bring DGT onto a programme.
We fit around the governance you already have, rather than asking you to restructure a programme around us.
Embedded subject-matter support
A specialist sits inside your programme team for the duration of an implementation — scheme rules drafting, architecture review, or day-to-day SME support, as we do for the World Bank's Payment Systems Development Group.
Independent quality assurance
We review a system integrator's or vendor's work against international standards and your own requirements — the same role we play as QA advisors to the World Bank and major global consultancies.
End-to-end advisory
From current-state analysis and business case through RFP management to go-live — a single accountable team across the full lifecycle of a modernisation programme.
See where each of these competencies has been delivered.
Every practice area above maps to real engagements on our interactive track record — filterable by RTGS, instant payments, CBDC, scheme rules and QR code standards.
Explore the global track recordReady to modernise your payment infrastructure?
Tell us about your programme — RTGS renewal, an instant payments launch, CBDC exploration, or scheme rules that need to meet international standards.