The specialists central banks and payment system operators call when the payment system has to change.
DGT Solutions advises central banks, payment system operators, regulators and the World Bank on RTGS, instant payments, CBDC and market infrastructure programmes — with hands-on delivery experience across 50+ countries and five continents.
A payment system is renewed once in a generation. There's little room to learn on the job.
RTGS renewals, instant payment launches and CBDC pilots aren't routine IT projects — they carry sovereign risk and board-level visibility, and most institutions run one only once every fifteen to twenty years.
Once-in-a-career decisions
With little institutional memory to draw on, a wrong build-or-buy call or architecture choice is measured in years, not months, to correct.
Advice that isn't independent
Much of the guidance on offer comes from the vendor selling the platform. Central banks and payment system operators need specialists with no stake in which system wins.
Interoperability doesn't forgive
Scheme rules, QR standards and cross-border links must align with international norms from day one, or the system fails quietly at the edges.
Risk hides in the detail
Business case, RFP process, build-or-buy analysis and QA all have to hold together across a multi-year, multi-vendor programme.
One team, across the full lifecycle — so the strategy survives contact with delivery.
From national policy and scheme design through architecture, procurement and quality assurance, DGT stays hands-on end to end, rather than handing off between strategy consultants and delivery vendors.
National strategy, oversight & regulation
Payment system strategy, operator business models, oversight frameworks and the policy groundwork that has to be right before a single requirement is written.
DESIGN & ARCHITECTURENational Payment systems and CSD Design
Technical infrastructure architecture, Overlay Services and CSD design, drawing on teams who've built these systems, not just specified them.
DELIVERY & ASSURANCEProcurement, QA & project delivery
Business case, build-or-buy, RFP management and project delivery — with the same specialists acting as QA advisors to the World Bank and major consultancies.
INNOVATION & INTEGRATIONCBDC, cross-border & FMI integration
Domestic, cross-border, retail and wholesale CBDC design, FMI integration and the regional interoperability work that keeps a domestic system connected abroad.
Deep specialist knowledge, applied hands-on.
DGT Solutions was founded to help central institutions accomplish complex transformation initiatives through the application of business innovation and specialist knowledge.
Unmatched experience in similar projects
25+ RTGS modernisation projects and 20+ instant payment projects delivered, with direct experience building payment system software and end-to-end ecosystem experience across five continents.
High quality deliverables
DGT delivers artefacts in line with government authorities' expectations — the same specialists act as quality assurance advisors to the World Bank and to major global consultancies.
Proven reputation in the industry
Each DGT team member is well known within the global central banking and payment system operator community and serves as subject matter advisor on the industry's most important FMI programmes.
Long-term stability
All DGT resources have worked together for more than 15 years across multiple critical market infrastructure projects, each with a strong personal reputation in the FMI market.
Business innovation
Continuous involvement in the latest payment infrastructure programmes, combined with deep regional expertise, lets DGT tailor an innovation path to each client's own ecosystem.
Uniquely positioned across South Africa, the UK, Canada, the Nordics, Asia Pacific, Central America, Europe and the Middle East.
More about DGTA track record built market by market.
Every node below is a real engagement — a central bank, payment system operator or regional programme where DGT specialists have delivered. Explore the full interactive map to filter by RTGS, instant payments, CBDC, scheme rules and QR code standards.
An A-team with truly global experience.
Ready to modernise your payment infrastructure?
Tell us about your programme — RTGS renewal, an instant payments launch, CBDC exploration, or scheme rules that need to meet international standards.